A very personal blog

Everything material is immaterial


I wanted to share a lot of things that happened in the past couple of weeks but it feels too late now like all of the emotions I have at the time have gone already so I couldn’t write about it blow by blow. But let me try…

On October 1, on the way to IKEA we got into a traffic accident involving an SUV. I was merging lanes, thought it gave way, then BAAAM!! Apparently not. We were already halfway into the lane when the car behind us slowly moved forward. It scraped our car from the driver’s door and went on until our sidemirror folded. Ironically, it all happened so slowly. Yep. Slowly. It looked very intentional. Only a sad asshole would assert its way in that manner. But because it happened slowly we thought maybe the driver wasn’t looking, was preoccupied with other things and didn’t notice the car in front has already moved forward significantly. And us on the other hand, saw it as an opportunity to merge, one that the car behind generously provided us. But nope.

I spent the week after that gathering info from our insurance provider and demanding payment from the driver. We exchanged fb’s and I asked for a very conservative 2.5k to cover the participation fee from our insurance provider. In which she responded, “what about my damage?”. Wow, she clearly has one on the head. Lol at the audacity of this kid. I told her her damage is her fault. And it is. I shouldn’t even care that she’s wearing a mourning pin, is on the way to a funeral, when she carelessly inflicted damage on our vehicle. But that glaring black square on her white shirt was the first thing I noticed and admittedly when I saw that I didn’t know what to do next. I offered my condolences but that’s not really why my mind blanked out. I don’t know. I was just shocked. And in my state of shock and confusion I forgot to get her number, the offending vehicle’s plate, and its OR/CR. The only essential thing I got is a copy of her driver’s license. The plate number we recovered through our dashcam. Damn.


Thankfully she was responsive on fb, but not at the rate I prefer considering the urgency at which I want to get over this with. She paid up, eventually, and all is good. But not after threatening her that it’s either 2.5k or the insurance company will run after her for the full cost of repairs, and we’ll have to put this on blotter so it will show up in her records. Considering her age which I got from her driver’s license, if she starts looking for a job she won’t get a police clearance. That should make for an easy choice.


Only God knows how the hell she didn’t notice a car halfway merged in front of her. We weren’t even cutting, if we were then the impact would be fast. She had all the time to slow down and pull to a stop and she didn’t. Seems like she wasn’t looking at all. Hay. I could only hope she learns from this. I mean, if you’re not in the right headspace, being in mourning and shit, you shouldn’t be driving. Don’t be a danger to the people around you right?? Urgh.

After the incident we tried to salvage whatever good is left of our day by still going to IKEA to do what I had planned to do: buy some home decor and eat meatballs. I was only able to do the former because the line at the Swedish Restaurant was ridiculously long. I was happy with my purchase though. I got three Knoppangs and a Fejka. Still doesn’t compensate for getting into a traffic accident. Urgh. Plus IKEA on a payday weekend is such a bad idea. It was so crowded and chaotic.

I still drove on the way home despite my trauma from the incident. I’ve always hated the route going to and from MOA. It always gets crazy the moment you enter EDSA extension. All types of vehicles are in one crazy riot: trucks, jeeps, buses, motorcycles, trykes, private cars, even pedicabs can you believe it argh.

On the way home we stopped by Poco Deli to get a late lunch when I realized my wedding ring is missing. Wow. That is strike two for the fucking first of October. Obviously I felt even more down. Could the other driver have taken it? Was there some hocus focus that happened earlier? Is her mourning pin fake? Lol

When we got home I just cried at my husband complaining about how bad this day was. He hugged me and comforted me all night. We were together the whole day but he wasn’t as fazed as I was. He says today was a very interesting day and brought up very convincing points as he was consoling me:

1. Don’t worry about the car because we’ve been meaning to have our bumper fixed anyway so let’s just consider this incident as a final reminder to get the bumper fixed haha
2. Don’t worry about the ring because we could have his melted and turned into two rings, we’ve been meaning to have his resized anyway cos it’s gone loose now
3. You got your IKEA haul and we had a good lunch at Poco Deli, and we got to buy legit Vienna sausage lol

That was very enlightening for me. You know, that whole night I was just so disheartened all I did was come to my husband to cry and get a hug. It is very comforting getting a warm hug from someone you love. He made me realize that everything I worry about is material, and ultimately immaterial. Every dejected thing about this day shall pass. 


And it did.


It’s been three weeks since the incident and everything’s been sorted out. Actually, the next few days already felt like retribution. Like I mentioned above, the driver paid up. And aside from that, when I called insurance turns out we didn’t have to pay for anything. It’s our first claim for the policy period so participation fee is waived. The entire claiming process was also a breeze. We just had to bring the car to the auto shop for assessment and pay for notary of affidavit. We didn’t even have to write the affidavit, they took care of everything. Yeah, including making up a story, if you get what I mean. Since we’re not going after the offending driver anymore we had to file for self-damage claim. The owner and one of his guys was bouncing off ideas on what to put on the details of the affidavit, and in end we settled for a story which they assured us would get past through insurance. They told us not to worry, cos they know them all too well. This story works so let’s stick with it. 

Guys. That experience was interesting, to say the least. We just met a Saul Goodman. And despite putting our integrity in question, we felt super relieved after. So this is how this works huh? This is how the world works?

Two weeks later we brought the car back so they can start with repairs. Here’s to hoping they do a good job with it!


Finally, to put an end to all the stress I sustained from that unfortunate first of October, miraculously, my wedding ring turned up. Turns out I dropped it at Poco Deli! I never considered looking there because it was where I realized I lost it so naturally I would retrace my steps, Poco Deli not being in that trail. And by God, I wouldn’t have asked there if the guard at Unimart hadn’t told me to try checking with Poco Deli first while the admin officer is on break. I didn’t really have any hope left in me that day, so whatever, even though I was convinced it isn’t the place to look for, I have nothing to lose anyway so might as well. And then can you believe it, when I approached the counter and asked the crew if they found a ring when we dined here last Saturday, they heaved a confirmative “aaah”, and lo and beaaahld, they actually have my ring! Oh my God! I was in such a good mood we had celebratory sushi at Dough and Grocer. Their assorted Aburi Oshi oshi is delicious!

I can’t believe it. Everything was solved within the week. First we learned we didn’t have to pay anything for participation and repairs, then the driver who hit us paid up, and finally I found my ring. I’m still reeling from how things turned around that quick, putting all my worries and tears in vain.

Thank God for my husband, he’s been a great refuge in that trying week. He kept me sane. Even though we already both know what to do, which is to get the car fixed and accept that I lost my wedding ring, I was too focused on the process, anticipating the worst, that I lose sight of the goal. My husband, on the other hand knows that what we want to happen will eventually happen so why worry? 

Yeah I get his point, I just don’t know if I’m capable of that haha.

Ahh, thank you Lord. ♥

If you’ve reached the end of this post, wow, thank you for enduring my rambling!!!