[Sample letter] Request for cancellation of CTS with Ayala Land Inc.

Here's a template for the letter we sent ALI regarding the cancellation of our CTS for a pre-selling unit. We're doing this to cut losses and get at least 50% of our payments back.

---

[Date]

[NAME OF PRIMARY BUYER]
[Registered address]
[City, Zip]
[Registered email]
[Registered mobile number]

Request for Cancellation of Contract to Sell and Refund under Maceda Law

To Whom It May Concern,

I am writing to formally request the cancellation of my Contract to Sell (CTS) for a pre-selling condominium unit located at [Property name] – [Unit#].

Over the past [X] years, I have completed paying the downpayment through post-dated checks, amounting to [PHP XXX,XXX.XX].

Due to ongoing financial constraints and our inability to secure a buyer since [month] of this year, I am no longer in a position to proceed with the purchase. As such, I respectfully request the cancellation of the CTS and a refund of at least fifty percent (50%) of the total payments made, in accordance with Section 3(b) of the Maceda Law.

I understand that the law entitles buyers who have paid at least two years of installments to a refund of 50% of total payments made, excluding interest and penalties. I am prepared to comply with any procedural requirements you may have.

Please consider this letter as my formal notice of cancellation. I would appreciate a written confirmation of receipt and the next steps regarding the refund process.

Thank you for your attention to this matter. I hope for your kind understanding and cooperation.

Sincerely,

___________________________
[Purchaser/s name and signature]
Purchasers

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Many thanks to copilot of coming up with the letter. I just had to give it a prompt. Now if you're sure with your decision and confirmed you're eligible, just email the signed letter to: 

ALI Residential Customer Service
residential.customers@ayalaland.com.ph

It would be best to give them a call beforehand so an agent would be expecting your email already. You may call them at:

+632 8848 5000

Hope this helps 😊

Sick 🤧

Been feeling sick the past few days. Started Thursday, broke into a fever then mellowed down to the usual cough and colds. It's a good thing I only had fever for one night. I'm feeling a lot better now but I also know I could've recovered more quickly had I not eaten a lot of sweets. Thing is, I prepared two fruit desserts for the week that I can't afford to go bad hahaha. So I kinda had to munch through them despite my sore throat. It's my fault really. But my avocadoes and saba con yelo can't wait!!! Huhu.

For today's flu my weapons are:

• Bioflu every 6hrs during fever
• 2x Immunpro vitamin c + zinc daily
• Stresstabs multivitamins
• Betadine mouthwash 2x a day
• Lianhua lung clearing tea
• Ginger and honey tea
• Avoid cold drinks and sweets

I'm fighting the urge to chomp down on the remaining serving of minatamis na saba sitting in the ref but I have to go to the gym tomorrow so I can't afford to feel bad again. I almost always fall sick after eating sweets during recovery. I also need to prepare myself for the drive to work because we're moving to a different building and I'm unsure where to park and where to sit. Just the thought of it gives me anxiety, specially that my office bff isn't coming tomorrow so I'm going solo hahaha. But really, worst case is I don't get parking so I have to park at Landmark or One Parkade. Worst worst case - I don't get a seat, which really sucks cos it means I have to drive back to the other building. Good thing I don't have any afternoon meetings so I have time to spare fumbling about this new routine. I'm already dreading the traffic tbh. There are more stoplights around this new building, also it gets really busy at night so driving out of BGC could be a menace. Oh well, we'll see!

Happy Friday?

It's been a while since I opened my laptop. Sometimes I wonder if I should've just bought a macbook air instead because it's lighter (by 300g 🤣). Also cheaper. It's pretty hard to carry the pro around. Even when I'm just at home lol. Then again I wanted a pro because I would probably need the extra ports and the pro features and also the fan if I ever get too passionate about upgrading my vlog editing skills lol. Who knows, I might start developing ios apps too? It's nice to dream no? Chances are I'll never get to maximize this laptop the way I wanted. What a luxury to be able to future proof myself this way.

A week ago we attended a birthday/dedication party of one our friend's daughter. Jeckie was chosen as ninong, along with the rest of the guys, and one of the wives. And I... feel left out. My husband didn't even tell me he was ninong. I only learned when they were being called for a photo, and I found myself left at the table, with another wife (what a consolation right?). 

That time I was reminded, once again, of my place in his group of friends. That I'm not really a friend. I'm a friend's wife. My husband thinks that because we're married, his friends should be my friends too so that we're one big circle of friends. But honestly, I've never felt like we're one big circle. I'm okay outside, being a friend's wife. That's literally what I am. 

Anyway, I also realized that being ninang was not a courtesy extended to you if your husband is a ninong, but a deliberate decision made by the parents. And knowing them, they must've really considered the roster. Agnostic and child-free don't exactly sound like someone you'd want to foster your daughter whom you just dedicated to God, but they probably knew better, saw deeper. That makes me proud of my husband. And I hope that's not just a courtesy due to their friendship.

At first it hurt not to be chosen, so I promised to know my place. I may have overestimated our friendship. From now on, I'm not going to spend on their gifts, I'll leave that to my husband. I'll stop reminding him to buy them gifts, I don't care anymore, who am I anyway? He's the friend, not me. So petty haha and I'm kidding okay. But as I dwelled on it throughout the party, I realized I was actually jealous that my husband gets to be ninong to kids whose parents he actually cares about.

For the record, I don't know who my inaanaks are. Most of them are pamangkins, from cousins I'm not even that close to. I was just appointed as ninang because it's my turn after my sister got the older ones lol. We may have a culture of choosing godparents based on how much you can extort from them. I don't have any inaanaks outside the family (just one, maybe I should start paying attention to her), which makes me think that I really don't have any friends. More to that, I don't deserve to be ninang.

That sucks right?

My friends come and go. I don't reach out. I lose touch. I let it die. I have multiple circles of friends from the different phases of my life. I have highschool friends, college friends, office friends, then my family (the only constant). When I leave a phase, the circle fades. It's difficult for me to maintain friendships when we don't share the same space anymore. The same classroom, the same office, the same dorm. It's just how I am. I'm really bad at keeping in touch. Should I change? I know it's for the better. Relationships matter the most right? 

I'm okay with who I have right now though. Which isn't a lot. Urgh. I don't know. 

Some Happy Things

Now that I'm in front of my blog I can't seem to remember what to write about. And I do remember wanting to write about a lot of things haha

So let's just do a 10 some happy things!

🍔 Estancia is opening a lot of good restaurants! There's Buffalo's Wings n' Things, Shake Shack, and Yabu coming soon to name a few! Love it! Good variety too. Hopefully they add an Indian restaurant naman haha

💻 Came to the office yesterday despite the rainstorm. I look forward to Monday RTO's because I get to have a bit of a me time and also focus on work better. But most importantly, I need to complete my RTO quota for the month haha. 

As usual I enjoyed walking slowly and leisurely to dinner, where I had hotpot at Sichu Malatang and froyo at llao llao. Same exact things I had the day before. I realized I didn't want noodles in my hotpot. I love beef, vegetables, mushrooms, and the various fish balls. I also love the peanut sauce with black vinegar. Urgh writing about it makes me hungry!

🏠 No luck selling our condo. Hopefully we can exit via Maceda Law or PD 957, so that at least we can get 50% of our downpayment back. Hoping for the best. But quite honestly we've already accepted losing the entire investment. We're more excited with the prospect of not having to pay monthly anymore. So it's either 0 or 50% back, and we're happy either way. The odds are against us. Condo oversupply, low market price, and we're competing with the developer too. Yep, the condo didn't sell out 5 years after pre-selling. Can you believe they're offering 20-30% off on it, with no spot DP? It's not fair. That's even less than the amount we need to pasalo to prospective buyers and we still need to cover taxes and fees. There's no way to get a positive return in this investment and waiting for the market to recover means drowning in debt. We're not sacrificing our standard of living for a condo we don't even see ourselves using. Cutting our losses is the only way. 

This is a happy thing because we're just tired of paying and we're finally over it! Yayy!

📊 I'm learning and loving Power BI! Really love designing the dashboard and learning data modeling ♥️

That's it for now! Happy Wednesday! 

Life lately

↪ Team summer outing was a success, yeyy! Everyone was so cool. We had fun! We played board games that challenged us physically (taco cat goat cheese pizza ), mentally (poetry for neanderthals), and morally (sheriff) HAHAHA. We had so much food. The grates of the grill was pretty cooked so most of my liempo got a burnt crust huhu but it's still delicious. No one died.

Now that I know how to set up an outing like this I'd be more comfortable doing this in the future! It's a learning experience that paid off for me cos now I feel more comfortable with everyone 💖.

↪ Finally I can focus on working on other stuff on my plate. Namely, becoming an expert at Power BI and doing this local automation via Studio X! 

↪ A major case of FOMO led me to follow most of my Facebook friends again, after unfollowing everyone some 5 years ago. It's become a habit of mine to immediately unfollow any new friend because I wanted to protect my feed from their vanity lol. But lately, Facebook has infringed on that liberty by pushing dumb content from equally dumb influencers so I thought I'd fight back by choosing to hear from my friends again, regaining illusory control of what my eyes consume. But really I'm just giving myself more reason to doomscroll. Fine, Facebook you win. 

Now that I'm exposed to a lot of personal posts again, I'm reminded that there are some people that I actually do not prefer to hear about HAHAHA and so I have to unfollow some people again lol #sorrynotsorry.

↪ I have so much to do at work I don't even know where to begin. Hay Lord!

PBI

Haaay. It's been monthsss since I told myself I'll study Power BI but until now I'm not making progress and it's already May and next thing I know it's June already and I promised my manager to deliver this task by then!

I'm doomed!

Small wins

↪ I sent out two emails to the team regarding our upcoming summer outing. A calendar invite and a poll for venue options. I gave out 3 airbnb options which I already reserved, so I'll just keep the winning listing after the poll. Thank God for free cancellation!

↪ I've been feeling very anxious about this task. When my manager casually told me to organize the outing I knew I had to follow through because uhm it's an order hahaha and also I do want a team outing! I've been feeling very distant with everyone and I wanna close that gap by trying to get to know them better. I know they're all cool and I would love to feel closer to the team.

As an introvert though, it's a nightmare planning stuff. Not because it's hard to get everyone's involvement, on the contrary they're all very game about the prospect of a team building, but because I don't know where to start and what to do and ask of everybody. In general, I'm very indecisive and shy, but I'm pretty enthusiastic about participating. I'm actually quite social but I don't want to be the responsible party.

I wonder how Maki does it back in White & Case, she's always on top of things like this! 

Anyway. It's good practice. Now that the poll is out and the venue is almost secured, this is really happening! Now we just need to decide on the food, carpool options, and collect payment. Should be easy right?

At least I get to design a teaser in Canva! Haha

↪ My head has been hurting for a couple of days now. It's probably period migraines and I hate it.

↪ I got my MRI results yesterday. ACL is intact thank God but there's something about my meniscus that I need to ask the doctor about. It says lobulated parameniscal cyst along the anterior horn. GenAI says it's associated with a meniscal tear, which I know I've had since highschool. So now I need to know my next steps cos it's starting to hurt. I have to wait for the images though cos they ran out of film. Funnily they gave me a CD of the images. Like, who still has CD drives in this age? Oh well, guess it's still a medical standard. They gave me access to the raw files on Google Drive, which prompted me to install a DICOM image viewer because they're in a different format. It looks cool haha. Still prefer the printout lol.

↪ Started our sessions with coach Gene yesterday. I was able to go through the exercises even on a fast. My husband however almost fainted. It's been a while since he worked out. Looking forward to really improving our health and general fitness! And primarily fix my knees! 🤞