[Google AdSense] How to setup your payment method using wire transfer to bank account (swift codes)


Following the announcement that Google Adsense will stop dispensing earnings through Western Union by early next year 2021, here's how you can update your payment details to use your local bank instead.


While check payment is still available as an option, I generally don't recommend it because as I've read, the check takes a while to reach your address, around 6 days compared to 2 days in wire transfer.

Until when can I use Western Union as a payment option?
No specific date but safe to say you have until end of this year 2020 to continue withdrawing using Western Union. But for your own sake, use a different payment method already hehe.

Related: How to claim your Google Adsense payment via Western Union in the Philippines 

Do I need to create a dollar account for this?
No need. Your local peso account can receive dollar payments. The bank will automatically convert the remittance to its peso equivalent using prevailing forex rates. 

But if you have an existing dollar account, you can also use that to avoid conversion loss. And if you feel like it will be beneficial to open up a dollar account, you may also do that. Just note that dollar accounts usually require $500 maintaining balance. Your choice hehe :)

How do I add a payment method using wire transfer?

The steps in adding a payment method is pretty straightforward once you login to your Google Adsense account:

  1. Go to Payments
  2. Manage payment method
  3. Add payment method
  4. Add new wire transfer details
For the details, you'll need the following:
  • Beneficiary ID - keep blank
  • Name on bank account - I submitted in this format: first name middle initial lastname (ie. Juan Gabriel A. Dela Cruz)
  • Bank name - I submitted the bank's full name (ie. Bank of the Philippine Islands)
  • SWIFT BIC - Refer to table below. For BPI it's BOPIPHMM
  • Account number - your account number, no dashes or spaces
  • Intermediary bank - keep blank
  • FFC or FBO - keep blank
Check 'Set as your primary payment method', click Save, and you're done.

Here's a sample:


For the Swift Codes, see table below. I've highlighted the most popular banks here in the Philippines. I personally added my BPI account as a payment method though I also have BDO and Union Bank. I got this list from grit.ph

BANK NAMESWIFT CODE
ASIA UNITED BANK CORPORATIONAUBKPHMM
AUSTRALIA AND NEW ZEALAND (ANZ) BANKING GROUP LIMITEDANZBPHMX
BANK OF COMMERCEPABIPHMM
BANK OF THE PHILIPPINE ISLANDS (BPI)BOPIPHMM
BANCO DE ORO (BDO) UNIBANKBNORPHMM
CHINA BANKING CORPORATION (CHINABANK)CHBKPHMM
CHINATRUST (PHILS.) COMMERCIAL BANK MANILACTCBPHMM
CITIBANK N.A. (CEBU BRANCH)CITIPHMXCBU
CITIBANK N.A. (MANILA HEAD OFFICE)CITIPHMXV
CITIBANK SAVINGS INC.CITIPH2X
DEVELOPMENT BANK OF THE PHILIPPINES (DBP)DBPHPHMM
EAST WEST BANKING CORPORATIONEWBCPHMM
HONGKONG AND SHANGHAI BANKING CORP. (HSBC) CEBU BRANCHHSBCPHMMCEB
HONGKONG AND SHANGHAI BANKING CORP. (HSBC) MANILA HEAD OFFICEHSBCPHMM
HSBC SAVINGS BANK (PHILIPPINES) INC.HBPHPHMM
LAND BANK OF THE PHILIPPINESTLBPPHMM
MAYBANK PHILIPPINES INCMBBEPHMM
METROPOLITAN BANK AND TRUST CO. (METROBANK)MBTCPHMM
PHILIPPINE BANK OF COMMUNICATIONS (PBCOM)CPHIPHMM
PHILIPPINE BUSINESS BANK (PBB)PPBUPHMM
PHILIPPINE NATIONAL BANK (PNB)PNBMPHMM
PHILIPPINE SAVINGS BANK (PS BANK)PHSBPHMM
PHILIPPINE VETERANS BANKPHVBPHMM
PHILTRUST BANK (PHILIPPINE TRUST COMPANY)PHTBPHMM
RIZAL COMMERCIAL BANKING CORPORATION (RCBC)RCBCPHMM
ROBINSONS BANK CORPORATIONROBPPHMQ
SECURITY BANK CORPORATIONSETCPHMM
STANDARD CHARTERED BANKSCBLPHMM
UNION BANK OF THE PHILIPPINESUBPHPHMM
UNITED COCONUT PLANTERS BANK (UCPB)UCPBPHMM

That's it. Hope this helps. :)
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